BUDGET PLANNER

There is a version of your financial life where you open one file and see everything clearly.

Your goals funded. Your income tracked. Your budget planned. Your debt reducing. Your investments growing. Your net worth increasing. Your Freedom Number in sight. That is not a fantasy. That is what a real system looks like. And this is it.

What you get for KES 2,450:

THE JAPESH ALL-IN-ONE WEALTH KIT

15 trackers. 1,400+ formulas. Auto-calculated.

1. Goals & Income:

Set goals with real amounts and dates.

Track every income stream across 12 months.

Know exactly what is coming in and where it is going.

2. Budget & Expense Tracker:

Every shilling gets a job before the month begins.

Plan, track, and see exactly where you are losing control.

3. Protection & Debt:

Build your emergency fund, plan sinking funds, and manage your insurance.

On the debt side, the Snowball payoff calculator shows your payoff date and total interest automatically.

4. Investments & Net Worth:

Track your full portfolio: MMFs, SACCOs, T-Bills, equities, chama and more.

Update your net worth every quarter and watch it grow.

5. Freedom & Savings Rate:

Know your Freedom Number and your savings rate.

Two numbers that tell you exactly how far you are from financial independence and how fast you are getting there.

6. Calculators:

The Compound Interest Calculator shows your money's growth over 30 years.

The Loan Comparison Calculator compares 3 loan offers and finds the cheapest before you sign.

7. Dashboards & Business P&L:

See all 12 months at a glance.

Track your business or side hustle profit monthly.

6 live KPI boxes and 6 charts update automatically.

THE COMPLETE MANUAL & LEARNING WORKBOOK

A financial education guide that covers every excel sheet on the wealth kit it explains every concept in a practical language.

Some of the concepts are:

Zero-Based Budget
Local investment options with real return figures
Debt payoff strategies
Your Freedom Number explained
Monthly review system
Your personal Financial Declaration.

This is for you if:

You earn money but never feel fully in control of it
You have goals but no real system behind them
You are carrying debt and want a clear path out
You want to track investments and know your real returns
You are ready to stop guessing and start knowing your numbers

After Payment:

Both files go straight to your email Immediately.
Works on Microsoft Excel and Google Sheets.
One-time payment. Yours to keep forever.
Questions? WhatsApp Japesh on 0743 000222 or 0788 000222.