LEVEL 4: MONEY MASTERS (Ages 15–18)

LEVEL 4: MONEY MASTERS (Ages 15–18)

Prepare them for real-life independence and financial resilience.

What teens learn:

Financial Identity
Budgeting for real life
Saving & funds
Introduction to investing
Income skills & side hustles
Digital finance, credit & scams
Taxes, Responsibility & Financial Citizenship
Learning from money mistakes
Career & money planning
Virtual parent session

💳 PAYMENT DETAILS

Payment Method:
📱 M‑Pesa Paybill: 4116489
📌 Account Number: Your Full Name

Amount: Ksh 13,000

Please make payment before the session. A confirmation message will be sent once payment is received.

Enroll Now

About the Course

Money Builders Program

The Money Builders Program helps children aged 7–10 build on the money concepts learned in Level 1 and begin applying them in everyday life.

Through practical activities, games, discussions, projects, and real-life examples, children learn how money is earned, how to make smart choices, how to save with purpose, and how to develop responsible money habits.

The program introduces children to planning, decision-making, and digital money awareness in a fun and age-appropriate way.

Course Format

Interactive live classes
Practical activities and projects
Real-life money examples
Group discussions and games
Parent-child exercises
Certificate of Completion

Parent Involvement

A virtual parent session is included to help parents reinforce positive money habits and support their children's financial learning journey at home.

Day 1: Earning & Smart Choices

Lesson 1: Where Money Begins (The Value Exchange)

Children learn:

Where money comes from
How people earn money
The concept of value exchange
Why work creates value

Activity

Value Exchange Challenge

Lesson 2: Smart Choices in Real Life

Children learn:

Making thoughtful decisions
Understanding consequences
Distinguishing needs from wants
Prioritizing spending choices

Activity

Money Decision Game

Day 2: Saving & Planning

Lesson 3: Save With a Purpose

Children learn:

Why saving matters
Different saving goals
Delayed gratification
Building saving habits

Activity

My Savings Goal Project

Lesson 4: My First Money Plan

Children learn:

Simple budgeting concepts
Planning for future purchases
Setting money goals
Tracking progress

Activity

Create a Personal Money Plan

Day 3: Decisions & Modern Money

Lesson 5: Smart Choices & Consequences

Children learn:

The impact of financial decisions
Learning from mistakes
Responsible money behavior
Long-term thinking

Activity

Money Choices Challenge

Lesson 6: Digital Money Awareness

Children learn:

Different forms of money today
Mobile money basics
Online safety and scams
Responsible use of digital money

Activity

Digital Money Safety Exercise

Final Project

Children will create and present their own:

"My Money Goals & Savings Plan"

Virtual Parent Session

Parents learn:

Encouraging saving habits
Teaching responsibility through money
Managing pocket money effectively
Supporting children's financial confidence

Graduation Session

Children will:

Present their projects
Participate in fun activities
Receive a Certificate of Completion
Celebrate their achievement

Lesson 1: What Is Money?
Children learn:

What money is
Why people use money
Different forms of money
How money helps people exchange goods and services

Activity
Money identification games and pretend shopping activities.

Lesson 2: Needs vs Wants
Children learn:

The difference between needs and wants
How to make simple spending choices
Why needs come before wants

Activity
Needs and Wants sorting game.

Lesson 3: Save, Spend and Share
Children learn:

Why saving is important
When to spend wisely
The importance of sharing and generosity
Activity

Create a Save, Spend and Share Jar.

Lesson 4: Where Does Money Come From?
Children learn:

That money is earned through work
Different jobs people do
The value of helping others

Activity
Career role-play and helping challenge.

Lesson 5: Smart Money Choices
Children learn:

Thinking before spending
Making simple money decisions
The value of patience

Activity
Fun shopping and decision-making game.
Parent Session: Raising Money-Smart Children
Parents learn:

How to introduce money conversations
Building healthy saving habits
Teaching gratitude and responsibility
Age-appropriate allowances and rewards

Graduation Session
Children will:

Participate in fun money games
Showcase what they have learned
Receive a Certificate of Completion
Celebrate their achievement with family

Why Parents Choose Japesh Campus

Parents enroll their children because they want them to:

Learn money discipline early
Understand saving, spending & budgeting
Be safe with digital money
Make confident decisions, not impulsive ones
Avoid common financial mistakes later in life

Most importantly, parents want peace of mind, knowing their children are being guided the right way.

What Every Participant Gets

✔ Structured lessons
✔ Assignments after every session
✔ Practical project
✔ Certificate & badge
✔ Graduation ceremony
✔ Parent guidance (for kids & teens)